Albert G. Rubin, President/Chairman of the Board of Directors

Mr. Albert G. Rubin founded Van Ru Credit Corporation in 1953 and is the agency's sole owner/principal. He continues to oversee Van Ru's organic expansion as the agency fulfills its increasingly unique role as one of the nation's most successful, privately-held accounts receivable management companies. Mr. Rubin was a charter member in the formation of the Coalition of Higher Education Assistance Organizations (COHEAO) and former Treasurer and Chairman of its Legislative and Regulation Committees. He is a member of the Chicago Bar Association, Commercial Law League of America and the National Association of Retail Collection Attorneys.

Steph Lavigne, President

As President, Mr. Steph Lavigne has complete oversight of all Van Ru business operations. With more than 20 years contact center management experience, Steph's knowledge of the financial services, telecommunications, utility and purchased receivable management industries has proven invaluable in servicing the end-to-end account processing needs of Van Ru's diverse clientele. A demonstrated leader and effective communicator, with extensive experience on both the agency and the client side, Mr. Lavigne is perfectly suited to help lead Van Ru into the future.

Skip Spillone, Vice President and CFO

As Vice President and CFO, Mr. Skip Spillone leads Van Ru's in-house Accounting, Finance and Human Resources teams. Skip has more than 28 years of diverse financial, strategic and operational leadership experience and an established track record of helping companies grow both organically and through acquisition. Mr. Spillone is a Certified Public Accountant and he holds an Accounting degree from the University of Illinois and a Masters in Management from the prestigious Northwestern University J.L. Kellogg Graduate School of Management in Evanston, Illinois.

Brion Henes, Vice President and CIO

As Vice President and CIO, Mr. Brion Henes leads Van Ru's 30 FTE, in-house Information Technology team. Brion has more than 29 years Information Technology experience; more than 27 years in the accounts receivable industry. Since joining the company in early 2009, Brion has proven himself to be an invaluable resource in terms of advancing the efficiency of Van Ru's IT operations. Brion has an established track record of improving IT performance through efficiencies related to process improvement, technical innovation, team building and most importantly in creating a conduit between IT and the business to ensure IT is focused on the areas that will best support business growth. Brion manages compliance goals with regards to Gramm-Leach-Bliley, FACTA, HIPAA, Patriot Act, Bank Secrecy Act, ECOA, ISO 27002, Sarbanes Oxley and PCI guidelines and is PMP (Project Manager Professional) and ITIL (Information Technology Infrastructure Library) certified. His talent and leadership will allow Van Ru to expand its business partnerships in the face of many, challenging implementations.

Maxine Kirchgessner, Manager of Information Security

Ms. Maxine Kirchgessner, a 20-year veteran of the Information Technology field, manages Van Ru's Information Security Department. Ms. Kirchgessner coordinates with an executive security team to ensure Van Ru's security program is effectively coordinated with operational requirements while also conducting physical security audits and awareness training. Ms. Kirchgessner is responsible for maintaining Van Ru’s Intranet Security Center site as a platform for centralizing and communicating all security-related information. She is an industry certified CISSP (Certified Information Systems Security Professional), CISM (Certified Information Security Manager) and CRISC (Certified Risk and Information Systems Control). She is also a member of ISSA (Information Systems Security Association) and ISACA (Information Systems Audit and Control Association).

Alice Maciejewski , Controller

Ms. Maciejewski joined Van Ru in 2009 as Accounting Manager and was promoted to her current position as Van Ru's Controller in November of 2011. She is responsible for overseeing monthly, quarterly and yearly reporting, payroll control, analysis and review of financial statements, audit management, budgeting and cash control management.

Michael Martin, Director of Corporate Compliance

As Van Ru's Director of Corporate Compliance, Mr. Michael Martin leads Van Ru's Compliance team. Mr. Michael Martin joined Van Ru in 2001 as Corporate Auditor, bringing a compliance-driven mentality from his prior employment at a major law firm. He is well versed in the numerous policies and procedures necessary to conduct stringent internal quality assurance audits and perform responsible complaint resolution activities. Mr. Martin is also responsible for monitoring licensing requirements in conjunction with corporate legal counsel to ensure ongoing compliance with State laws.